This coverage is provided to you at no cost. The elimination period for LTD, is the later of accumulated sick leave and 90 days. The benefit level is 60 percent of your monthly salary up to a maximum of $6,000 per month or 70 percent of your monthly earnings less any deductible sources of income.

 

Note: Union employees should refer to their Collective Bargaining Agreement to see if they are eligible for this benefit.